资料来源 : pyDict

银行信贷

资料来源 : Webster's Revised Unabridged Dictionary (1913)

Bank \Bank\, n. [F. banque, It. banca, orig. bench, table,
   counter, of German origin, and akin to E. bench; cf. G. bank
   bench, OHG. banch. See {Bench}, and cf. {Banco}, {Beach}.]
   1. An establishment for the custody, loan, exchange, or
      issue, of money, and for facilitating the transmission of
      funds by drafts or bills of exchange; an institution
      incorporated for performing one or more of such functions,
      or the stockholders (or their representatives, the
      directors), acting in their corporate capacity.

   2. The building or office used for banking purposes.

   3. A fund from deposits or contributions, to be used in
      transacting business; a joint stock or capital. [Obs.]

            Let it be no bank or common stock, but every man be
            master of his own money.              --Bacon.

   4. (Gaming) The sum of money or the checks which the dealer
      or banker has as a fund, from which to draw his stakes and
      pay his losses.

   5. In certain games, as dominos, a fund of pieces from which
      the players are allowed to draw.

   {Bank credit}, a credit by which a person who has given the
      required security to a bank has liberty to draw to a
      certain extent agreed upon.

   {Bank of deposit}, a bank which receives money for safe
      keeping.

   {Bank of issue}, a bank which issues its own notes payable to
      bearer.

Credit \Cred"it\ (kr[e^]d"[i^]t), n. [F. cr['e]dit (cf. It.
   credito), L. creditum loan, prop. neut. of creditus, p. p. of
   credere to trust, loan, believe. See {Creed}.]
   1. Reliance on the truth of something said or done; belief;
      faith; trust; confidence.

            When Jonathan and the people heard these words they
            gave no credit unto them, nor received them. --1
                                                  Macc. x. 46.

   2. Reputation derived from the confidence of others; esteem;
      honor; good name; estimation.

            John Gilpin was a citizen Of credit and renown.
                                                  --Cowper.

   3. A ground of, or title to, belief or confidence; authority
      derived from character or reputation.

            The things which we properly believe, be only such
            as are received on the credit of divine testimony.
                                                  --Hooker.

   4. That which tends to procure, or add to, reputation or
      esteem; an honor.

            I published, because I was told I might please such
            as it was a credit to please.         --Pope.

   5. Influence derived from the good opinion, confidence, or
      favor of others; interest.

            Having credit enough with his master to provide for
            his own interest.                     --Clarendon.

   6. (Com.) Trust given or received; expectation of future
      playment for property transferred, or of fulfillment or
      promises given; mercantile reputation entitling one to be
      trusted; -- applied to individuals, corporations,
      communities, or nations; as, to buy goods on credit.

            Credit is nothing but the expectation of money,
            within some limited time.             --Locke.

   7. The time given for payment for lands or goods sold on
      trust; as, a long credit or a short credit.

   8. (Bookkeeping) The side of an account on which are entered
      all items reckoned as values received from the party or
      the category named at the head of the account; also, any
      one, or the sum, of these items; -- the opposite of
      {debit}; as, this sum is carried to one's credit, and that
      to his debit; A has several credits on the books of B.

   {Bank credit}, or {Cash credit}. See under {Cash}.

   {Bill of credit}. See under {Bill}.

   {Letter of credit}, a letter or notification addressed by a
      banker to his correspondent, informing him that the person
      named therein is entitled to draw a certain sum of money;
      when addressed to several different correspondents, or
      when the money can be drawn in fractional sums in several
      different places, it is called a {circular letter of
      credit}.

   {Public credit}.
      (a) The reputation of, or general confidence in, the
          ability or readiness of a government to fulfill its
          pecuniary engagements.
      (b) The ability and fidelity of merchants or others who
          owe largely in a community.

                He touched the dead corpse of Public Credit, and
                it sprung upon its feet.          --D. Webster.